Revolving Loan Application

What Is Rural Development:

Provides zero-interest loans and grants to Rural Utilities Service borrowers to promote rural economic development and job creation projects.

Loan and Grant Purposes:

Funds are passed on to third party borrowers as zero-interest loans for projects that create jobs in rural areas, or that provide infrastructure or community facilities in rural areas that will lead to economic stability.

Who Is Eligible:

Rural Utilities Service Electric and Telephone borrowers with outstanding loans, and not delinquent on loans, are eligible.

Other Loan and Grant Criteria:

Applications are scored on job creation potential, sustainability of projects, and suitability of project to the area, diversification of employment in the area, amount of supplemental funds, relative income, and employment levels.

This Cooperative is an equal opportunity provider:

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: 1. mail: U.S. Department of Agriculture Office of the Assistant Secretary for Civil Rights 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; 2. fax: (202) 690-7442; or 3. email:

McLean Electric Cooperative is proud to present the Garrison-Max Ambulance District with a $130,000 loan at zero percent interest for the expansion of its headquarters.

Our revolving loan fund is used for economic and community development.  This loan is made possible by funds paid back from the USDA Rural Economic Development Loan and Grant (REDLG) Program.

Boosting McLean County’s well-being and economy through its revolving loan program is just another way MEC delivers its commitment to the community. 

For more information on this program, contact Sonja Moe, Member Service Dir. at MEC 701-463-6700.

MEC General Manager, Martin Dahl presents Amanda Melby, Co-Manager and Sandra Nelson-Olzweski, Board President of the Garrison-Max Ambulance District a check for $130,000 for the expansion of its headquarters.

The Underwood Volunteer Ambulance Department received a $200,000 - 0% percent loan from McLean Electric’s revolving loan fund (USDA REDL&G) for a new ambulance.

Underwood Volunteer Ambulance Crew Members: Left-right; Nathan Renford, Erika Levey, Brianna Robinson, Squad Leader; and Freedom Bassett.

Garrison Memorial Hospital receives loan from McLean Electric Cooperative revolving loan fund (USDA REDLG)

The Garrison Memorial Hospital is the second recipient of the McLean Electric Cooperative's revolving loan fund program. The hospital received a $300,000 low-interest loan that was made possible through the joint effort of McLean Electric Cooperative and USDA's Rural Economic Development Loan and Grant (REDL&G) program.  The program provides zero-interest loans and grants to local utility companies, which they, in turn, re-lend to local businesses for improvement projects.

Pictured L-R Lori Capouch, Rural Development Director from NDaREC's, Jasper Schneider, USDA Rural Development State Director, Tod Graeber, Garrison Memorial Hospital Administrator and Martin Dahl, General Manager of McLean Electric.

The purpose of the REDLG is to encourage rural electric and telecommunications utilities to promote rural economic development and job creation. Loans are provided to finance a broad array of projects, including community development assistance, education, job training or medical services, business incubators, and technical assistance.

Upon repayment of the loan, the funds will be used by the utility to create and operate a revolving loan fund program to promote rural economic development and job creation projects.